Credit Articles
1: What does ‘Pre-Approved' actually mean?
After a rather unsavoury incident at his local bank, Stephen Jones vents his spleen on promises of 'pre-approved' and 'guaranteed' loans...
Forgive me, I usually try to make these blogs fairly object
2: The get-out-out debt double whammy starts by playing chicken with your bank
You owe $8,000 on a credit card at 18% interest. If you make the minimum payment of about $200 a month it will take you over 26 years to pay it off and you will pay over $11,000 just in interest. Ouch
3: Should I opt for a credit card that offers benefits?
QUESTION: If I pay off the balance on my credit card every month, which cards offer benefits and what are they?
ANSWER: During the 90s, people using credit was often seen as a sign of economic stress
4: Make sure you your homework to land the best personal loan deal
The Bank of England Base Rate may have remained frozen at an all-time low of 0.5 per cent since March, but loan rates have continued to head upwards - making the gap between the base rate and the aver
5: What the marriage of Yorkshire and Chelsea means for you
The Yorkshire building society announced on 2 December that it is merging with the Chelsea building society, in what some believe is a bail out. The Gloucester-based Chelsea has made massive losses in
6: How the government credit card and store card proposals affect you
Government gets tough on credit card providers
Do you already have a credit card or perhaps even more than one? Well if so, new rules are being drawn up by the government that may affect you.
In a s
7: Packaged accounts - worth the cost or a waste of money?
Paying out a monthly fee for a packaged current account offering a host of incentives may seem to make financial sense. But while these so-called "premier" accounts might appear attractive at first s
8: Credit Card Providers Get Choosey About Who They Lend To
Most people know by now that the current recession has made banks and lenders of credit generally more risk averse.
The 100 per cent mortgage which two years ago was taken for granted is now almost a
9: Want a Credit Limit Increase?
A credit card can take you nearly you anywhere; the only thing that may be holding you back is the credit limit. Maybe you are considering a large purchase that your credit limit won't cover. Maybe yo
10: What Everyone Needs to Know about Refinancing
For many people with debt, refinancing is the best way to lower monthly payments and save a great deal of money over the life of the loan. Loan refinancing offers consumers the chance to find more fav
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